Many people put off investing in property because they think it’s all too complicated or they simply can’t afford it. At Southern Cross we make it easy. We explain how it works and guide you every step of the way, while also
tailoring a plan that works for your individual budget.

“Fail to plan=Plan to fail”

Why invest in Australian Property?

Australia is enjoying one of its most successful economic periods in years. Steady growth in economy, strong
population growth, under supply of housing, low interest rates and the lowest unemployment rate for decades,
all provide for a safe investment environment.

Housing Demand with Short Supply

Australia currently faces a chronic housing shortage. In 2010, the Nation house supply council NHSC found
Australia to have a substantial housing shortage of more than 200,000 dwellings, with the inability to build not much beyond 160,000 houses in any one year. With this inefficiency of housing supply compounded, the
projected undersupply is expected to exceed 600,000 by 2029. This, coupled with a rapidly expanding
population, through both natural increase and immigration, has pushed rental vacancy rates to historic lows
and put upward pressure on rental prices. This is good news for investors, as demand is always the driving
force for capital growth potential in property.

Australia’s population explosion

Between 1995 and September 2002, net overseas migration grew by 2.7 percent. However, during September 2002 to September 2009 net migration increased by 142 percent. Australia’s current population is just under 23 million and grew by over 300,000 just last year.

Making the right investment choices

Southern Cross only supplies new residential properties in prime growth locations. This ensures maximum appeal to tenants and maximum return for you, the investor.

By investing in a new build you potentially avoid tens of thousands of dollars in costly maintenance and repairs that come with inheriting an older property. Australian statutory laws guarantee against any building defects for a minimum of 6 years from completion. So should anything go wrong, the builder pays the bill, not you.

A new property with all the latest inclusions and quality fittings is more attractive to tenants, assuring higher rental returns right from day one. It also offers the best tax advantage, with maximum depreciation in the first few years giving you more tax deductions.

RENT + TAX deductions help pay your Investment Property

In Australia we have a great incentive from our federal government to invest in Property. For each Investment property we are able to claim expenses and depreciation (see Tax benefits on investment strategies page for more information) with these deductions added with a rental income, it makes owning an investment property affordable to most Australians.

Below shows the example contribution of a Negatively geared property

With federal tax incentives and a strong rental market Property investment can be affordable to most Australian families.

Southern Cross analyses all property selections prior to you making any decisions. We work out all costs and let you know prior to proceeding with any property, how much it will cost you out of you own pocket after all tax deductions and rental income, so you can feel comfortable with any commitments any one Investment property may incur allowing you to make a safe, sound decision on your investment choice.

Call our Southern Cross Support Team on 03 9982 4699